Trade for prosperity

Here at Lowell, we understand that it can be stressful when it comes to dealing with debt. We’re on a mission to remove the stigma surrounding debt and encourage open and honest conversations.

It’s important to remember that no matter what you’re going through, you’re never alone – since 2007 we have helped 2.2 million people across the UK on their journey towards financial freedom.

What to do if debt stress is impacting your health

If you’re dealing with problem debt, feeling worried or stressed is a completely normal response. Whatever struggles you’re facing, it’s never too late to ask for help. If you’ve recognised that you or a loved one may be dealing with debt stress, here are a number of steps to help you regain financial control:

  • Reach out to your creditor – They will be able to look into how they can support you and ease your worries. This could include changing your payment plan or putting you in touch with organisations that can offer free, impartial advice.
  • Talk to loved ones – Sharing debt concerns can be hard, but talking to others can feel like a weight being lifted off your chest and they may be able to better support you.
  • Ask for help – If you are finding that debt stress is causing health problems, then you might want to consider contacting your GP. There are also other organisations such as Samaritans and Mind that can offer confidential and impartial emotional support.
  • Review your finances – Whether that’s identifying where you spend the most money or creating a budget plan. You can find some simple tools, including our budget calculator and benefits calculator, to help you on your journey towards better money management, on the Lowell website: Budgeting tools (

For more information about how to talk to a loved one about debt, as well as a wide range of debt-related guides and articles visit our website: Debt guidance | Debt help & guides | Lowell